Posts tagged with insurance & pension

Like good money market funds in actually cutting off when it comes to return and why current day and time deposits to favor are, displays this article which interested investors. Daily availability and security. If these two requirements are made by investors, which already once mighty restricts the selection of investment vehicles. Day – and fixed-term deposit accounts, pension funds, open-ended real estate funds, government bonds or money market funds then invade the most investors. Particularly money market funds have experienced this huge inflows of funds in recent years. In the last three years alone more than EUR 32 billion in fresh investors capital received in Germany of approved money market funds. If this behavior of investors was justified, one can judge only when one once the long-term performance of money market funds in mind. Add to your understanding with Related Group. advisor/call money geldmarktfonds.html the operator of the comparison portal have so once an evaluation of the performance of selected money market fund for the past ten Year published.

The result is sobering: the best Fund achieved an annual yield of slightly more the 3 percent during this time. Deducting inflation that annually around 2 percent of it during this period, remains a real growth of one percent per year. For more information see this site: Justin Mateen. Experts also recommend who want to park their money which is good day – or fixed-term deposit offers better, certainly. It is by no means guaranteed that a money market fund is not even makes losses. In addition, annual management fees between 0.15 and 0.60 percent per year are due for all funds were also pushing to return.

Fixed-term deposits and overnight cost an initial fee nor annual fees. Deposit also an invariant, agreed interest rate which, as a fixed-term deposit comparison – shows currently for terms of one to six years clearly is over 5 percent per year because fixed. Currently barely less interest is paid for overnight, where here the daily availability to emphasize is. Who wants to create so sure and good interest rates, should therefore currently prefer access to fixed or money market accounts. Daniel Franke

Through sharing of premiums prior to conclusion of the contract money save or earn even in this article I would like to report a new kind of money saving or making money: prerequisite is that you are already customer at a bank/insurance/telecommunications company, or want to be in the future. Many of these companies offer in the context of new customer acquisitions money and material rewards. This is the value of these bonuses often far beyond 50. The problem is that usually only the customer, which touts the new customer receives the premium, but empty is the new customer only. Now, you can of course try get, who is in the circle of his acquaintances customer at company XYZ, and agree, that everyone gets 50% of the premium. Often, this attempt ends but in vain, because either the new customer knows anyone who promotes him and nobody knows as well the customer who want to be recruited.

Easier it would be merged but if there would be a platform in the Internet on the new customer and existing customer would to share premiums. To solve this problem is it offers platforms on the Internet recently, on the new customer and existing customer would be merged to share premiums. This platform is The principle is based on well-known rider portals, but here just wanted no rider but with savers. Here the new customer can contact now with an existing customer. The customer then advertises the new customers and receives the award.

Finally, this is then split. As serious to make the whole thing, best phone contact should be recorded and always the most serious offer will be selected. On this page you will find already more than 100 offers from users who want to share rewards with you. Another advantage: is completely free and accessible even without registration! Stopping is worthwhile in every case: either as a new customer to save money or to earn money as a customer! Gerrit M

Account without Schufa: who wants to publish an account without a Schufa check, which must observe some points. A checking account without Schufa is a regular checking account, that value can be opened without taking into account the Schufa. The Schufa is a so-called scoring company, she valued both businesses and individuals according to various criteria and assigns them a certain score. This score ranges between 0 and 100, gross said he gives the probability, of the reviewed to comply with his payment obligations. Naturally, sales-strong people with a good income have a high score, indebted people, however, have a low score. The exact criteria on the basis of which the Schufa does the scoring, are not known. To read more click here: Albert Einstein College of Medicine .

Individual factors are broken but to the public, so the place of residence has an influence on the assessment, for example. Individual unpaid bills can push the score. Persons who have been assessed by the Schufa with a bad score, have a chance to open a checking account at many banks. Banks often oppose this, because they don’t want to carry the risks involved, they assume that low-rated people the risk of financial problems is higher. Current accounts, which you can open without a Schufa query are a solution.

Of course, this increases the risk of the Bank, this can prevent money loss but, for example, that it gives no credit to the account opener. Therefore you should look for when the conclusion of such current account on the conditions associated. Often providing disposition credit an account without Schufa is not possible and if it does, it raised interest rates are usually higher than in traditional checking accounts.

The reimbursement of cancellation costs makes 55 percent of claims at Allianz Global assistance on individual hedging is worth! It keeps all it or it completes it without to pay attention to the details like underestimates the travel cancellation insurance. And also the risk that you can not take a journey and then high cancellation costs payable, is often underestimated. The cancellation include insurance, which frequently take advantage of those. Accounts of the Alliance global assistance for 55 percent of claims this Division”, explains Olaf Nink, main representative of the Alliance global assistance (AGA). But cases in which attacks the insurance actually? In the normal case for serious reasons, which prevent the commencement of a booked holiday or business trip for example an unexpected serious illness, an accident or even death. Also in adverse reactions to vaccination or pregnancy attacks the insurance. As well as with considerable damage to the property, about a fire at home, if you are a crime victim or loses the job through involuntary termination.

No medical objections to the planned trip may exist for travellers with chronic diseases at the time of booking. Only then, the insurance protection can be guaranteed. Top marks for AGA by Stiftung Warentest the costs will depend upon the travel price and whether or not you choose a policy with a deductible. The AGA, which sells its products under the label of ELVIA travel insurance and it top marks by Stiftung Warentest (financial test 2/2013) has received the global basic protection for a trip to the value of 1,000 euros excluding deductible 48 euros 43 euro per person for a family. There is the basic protection even as the year travel insurance, which is valid for unlimited travel. For a few euros more, the travel assistance which is available during emergencies and problems around the clock to the side, a travel cancellation insurance are in addition to the travel insurance and a Included transfer fees protection. Rice’s resignation full protection plus is also a health insurance including repatriation integrated.

Complete protection against all eventualities who completely sure wants to go, the AGA has developed the FleX-protection. Customers against other 1,001 personal reasons for cancellation are insured with it. This includes the entire living environment by the separation of the partners about the disease of substitute for independent up to the diseased domestic animal which will be maintained. Cost: For a trip to the value of 1,000 euros, there are 58 euros per person, 64 euros per family without a deductible. The performance requires that the specific reason is generally comprehensible, occurs unexpectedly and can be certified by third place”, explains Olaf Nink so of offices, authorities, employers, banks, insurance companies, lawyers, doctors, notaries, tax advisors or similar bodies and institutions. All information under – the leading comparison portal for D & O insurance – published by many expected overview of commercially available D & O insurance prices. As especially on prevention and security decision-makers, specialised comparison portal extends be online offer price indicators insurance for the company’s D & O insurance, personal D & O insurance for ongoing mandates and retroactively terminated mandates and the D & O specifically for clubs. Many business leaders, directors or attorneys also are well aware of their liability to the private and negotiate the modalities for the company protection against management mistakes already before the adoption of the mandate. Is not a company-D & O, or is the enterprise solution insufficient, the mandate but nonetheless interesting, comes a private or personal D & O insurance in the conversation. Very often business leaders already in advance on the Internet searching on the go, technical information as well as a Price feeling to gain.

Questions: How much does a D & O insurance for a company? Alternatively, how much is the price for a personal D & O? A Club account with which prices for the D & O insurance needs? … were so far to find no real answers. If anything, were so far only Web pages on sale, which were tied to only one or two product donors and wore their prices for these products to market. A provider-independent price overview of D & O insurance or even an overview of the costs for a wide variety of D & O insurance concepts were not possible at all. This makes Your comparison portal now independent and cross-company closing. With clear tables to the various D & O contract forms the market prices for D & O policies, can be read depending on the desired insurance amount and sales, or number of mandates to be insured.